Workman's compensation insurance primarily provides protection for which party?

Workman's compensation insurance is primarily designed to provide protection for employees who suffer from work-related injuries or illnesses. This type of insurance covers medical expenses and lost wages for the employee, ensuring that they receive necessary care and compensation without having to pursue a lawsuit against their employer.

While the employer is ultimately responsible for maintaining this insurance, the primary purpose of workman's compensation is to safeguard the interests of the employee. The system facilitates a no-fault approach, meaning that employees can receive benefits without needing to prove negligence on the part of the employer. By offering this coverage, workman's compensation helps to protect both employees from financial hardship due to workplace injuries and employers from potential civil liability claims.

Thus, the focus of this insurance is clearly on providing benefits to employees, demonstrating its role in the employer-employee relationship by supporting the workers who might be injured while on the job. The context around the operation of workman's compensation highlights why the relationship is centered on employee protection.