What is typically included in the coverage of workers' compensation?

Workers' compensation is a form of insurance that provides financial support to employees who are injured or become ill as a result of their work. The primary components of workers' compensation coverage typically include medical expenses related to workplace injuries, which is exactly what is represented in the correct option. This means that if an employee sustains injuries while performing job duties, their medical bills, including hospital visits, surgeries, rehabilitation, and necessary follow-up care are covered under workers' compensation.

This insurance is designed to assist employees with the costs associated with their treatment and recovery, helping them return to work as quickly and safely as possible. The payments may also cover a portion of lost wages if the employee cannot work due to their injury, but the core tenet of workers' compensation revolves around covering medical expenses stemming from work-related incidents.

Other choices, such as employee retirement funds, bonuses, and paid time off, do not fall under the purview of workers' compensation. Retirement funds are typically associated with long-term financial security after employment, bonuses are rewards tied to performance or company profits, and paid time off pertains to an employee's leave from work for various reasons. Therefore, these options do not relate to the essential purpose of workers' compensation, which is to address incidents